As a licensed mortgage broker based in St. Catharines, Ontario (FSRA #M21002713), I’ve built my business around helping good people make confident mortgage decisions — whether that’s renewing, refinancing, or navigating life’s bigger transitions. Two areas are especially close to my heart: Divorce and separation mortgages – As a Certified Divorce Specialist® (CDS®), I understand the emotional and financial stress that comes with separation. Having been through it myself, I know how overwhelming it can feel to sort out your home, equity, and mortgage options. My role is to bring clarity and compassion to the process so you can move forward with confidence. Business-for-self mortgages – Coming from a family of entrepreneurs, I get the ups and downs of running a business. Lenders often don’t see the full picture when it comes to self-employed income, but I know how to present your finances in the best light to secure solutions that actually fit your life. Beyond those niches, I also help first-time buyers and long-time homeowners looking for straightforward advice and the best possible terms at renewal. My approach is always the same: listen first, understand your goals, and create a mortgage plan that supports your long-term financial health. When I’m not working with clients, I’m usually driving my kids to their activities or getting involved in the Niagara community I love. Helping families and individuals find stability here is what keeps me motivated every single day. If you’re ready to review your options, let’s chat. I’d love to help you feel confident about your next step.